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How to Join Amref Sacco  


Join one of the oldest and most trusted SACCOS in Kenya. In the following simple steps you become a member:

  1. One must be an employee of an organization within the common bond (Refer to AMREF SACCO by-laws)
  2. Fill membership application form. [ Membership Form]
  3. Pay Ksh. 2,000 non-refundable application fee. This fee can be paid through a check off system agreed between the member and the employer.
  4. Pay minimum share capital of Kshs 10,000 (payable in instalments).
  5. Contribute a minimum deposit of Kshs. 2,000 every month through check off.
  6. Provide your Next of Kin Details.

Benefits to Members  

AMREF SACCO is committed to providing the following services diligently:

  • Wide range of loan facilities ranging from: Development, education, emergency and value addition products
  • Attractive dividends on share capital.
  • Interest on members deposits.
  • Fast loan processing with no loan backlogs.
  • Friendly and professional services.


Member Organizations