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WHAT IS INSTANT PESA LOAN?
Amref Sacco understands that unexpected things happenand payday may still be too far away for you to get the money you need now. That is why we offer the Instant Pesa loan that can help you make it through adifficult time.
This loan product does not require guarantors and when approved, you can gain access to your funds on the same day deposited directly into your M-pesa account.Please note that if you make your application outside of business hours or
after 10:00am, it may take up to 24 hours.

WHAT ARE THE TERMS?

Maximum amount you can borrow:                    Ksh70,000 

Repayment period:                                            5 months (Maximum)

Interest rate:                                                      6% one off

Loan is disbursed through M-pesa.
Ability to repay the loan (2/3rd of Gross income) is considered.
Deposits 3 times multiplier factor is also considered.

WHAT ARE THE REQUIREMENTS?

1.       Filled loan application form

    •     Witness
    •     Signature from the payroll accountant
    •     Confirmation by your employer

2.       2 recent pay slips
3.       Copy of National ID/ Passport
4.       Copy of KRA Pin certificate