How to Join Amref Sacco

Membership is open to staff of organizations affiliated to check-off arrangement, former staff of the affiliated organizations, member’s spouse and children who are of legal age, any other individual referred by an active member. (Refer to AMREF SACCO By-Laws)
Application process is as follows:
A. Check-off members
- Complete the application for Membership Forms (download here )
- Complete Authorisation Form to deduct (download here)
- Present the forms to your payroll/HR office for submission to the Sacco office.
B. Referral members
- Complete the Referral Membership Form (download here)
- Submit form for approval with all fields filled and relevant documents attached to
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Required contributions
- Pay Ksh. 2,000 non-refundable application fee.
- Pay minimum share capital of Ksh 10,000 (payable in a maximum of 5 installments).
- Contribute a minimum deposit of Ksh. 2,000 every month
Benefits to Members
AMREF SACCO is committed to providing the following services diligently:
- Wide range of loan facilities ranging from: Development, education, emergency and value addition products
- Attractive dividends on share capital.
- Interest on members deposits.
- Fast loan processing with no loan backlogs.
- Friendly and professional services.