Shamba Loan (for AHDC* Plots only)

Product features
- Not tied to members deposit
- Proof of ability to repay
- Interest rate is 1.5 % per month on a reducing balance
- Maximum repayment period: 48 months
- No guarantors required but AHDC title deed will act as Security
- Cheques payable to AHDC
Target group
- New members who have recently joined the Sacco
- New members who have not accumulated enough deposits.
- Old members whom have exhausted their 3 times deposit requirement but have ability to repay.