{"id":597,"date":"2021-10-28T18:27:01","date_gmt":"2021-10-28T18:27:01","guid":{"rendered":"https:\/\/amrefsacco.org\/?post_type=loans&#038;p=597"},"modified":"2023-09-15T09:53:53","modified_gmt":"2023-09-15T09:53:53","slug":"shamba-loan-for-ahdc-plots-only","status":"publish","type":"loans","link":"https:\/\/amrefsacco.org\/loans\/shamba-loan-for-ahdc-plots-only\/","title":{"rendered":"Shamba Loan"},"content":{"rendered":"\n<p>Enables a member to acquire plots being sold by AHDC (a subsidiary of Amref Sacco).<br>\u2022 New members must have saved continuously for 6 months.<br>\u2022 Loan financing is subject to 3.5 times deposit multiplier.<br>\u2022 A member can also pay to AHDC at least 30% deposit of the property they intend to acquire and obtain 70% financing through Shamba loan.<br>\u2022 Interest charged: 1.5 % per month on a reducing balance.<br>\u2022 Maximum repayment period: 60 months.<br>\u2022 Loan security: AHDC title deed.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><strong>External Lumpsum Deposits Waiting Periods<\/strong><\/strong><\/h4>\n\n\n\n<p>A member who wishes to top up a lump sum amount to their member deposits&nbsp; account with the intention of borrowing a loan will be subject to the following waiting periods:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>LUMPSUM AMOUNT (KES)<\/strong><\/td><td><strong>WAITING PERIOD<\/strong><\/td><\/tr><tr><td>500,000 and below<\/td><td>Zero waiting period<\/td><\/tr><tr><td>500,001 to 2 Million<\/td><td>30 days<\/td><\/tr><tr><td>Above 2 Million<\/td><td>60 days<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n<div class='w3eden'><!-- WPDM Link Template: Default Template -->\r\n\r\n<div class=\"link-template-default card mb-2\">\r\n    <div class=\"card-body\">\r\n        <div class=\"media\">\r\n            <div class=\"mr-3 img-48\"><img decoding=\"async\" class=\"wpdm_icon\" alt=\"Icon\" src=\"https:\/\/amrefsacco.org\/wp-content\/plugins\/download-manager\/assets\/file-type-icons\/pdf.svg\" title=\",\"><\/div>\r\n            <div class=\"media-body\">\r\n                <h3 class=\"package-title\"><a href='https:\/\/amrefsacco.org\/download\/revised-loan-application-form\/'>Revised Loan Application Form<\/a><\/h3>\r\n                <div class=\"text-muted text-small\"><i class=\"fas fa-copy\"><\/i> 1 file(s) <i class=\"fas fa-hdd ml-3\"><\/i> 326.17 KB<\/div>\r\n            <\/div>\r\n            <div class=\"ml-3\">\r\n                <a class='wpdm-download-link download-on-click btn btn-primary btn-sm'  rel='nofollow' href='#' data-downloadurl=\"https:\/\/amrefsacco.org\/download\/revised-loan-application-form\/?wpdmdl=4906&refresh=67e519f4a73831743067636\">Download<\/a>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\r\n<\/div>\n","protected":false},"featured_media":3160,"template":"","loan-types":[7,26],"class_list":["post-597","loans","type-loans","status-publish","has-post-thumbnail","hentry","loan-types-development-loan","loan-types-shamba-loan-for-ahdc-plots-only"],"_links":{"self":[{"href":"https:\/\/amrefsacco.org\/wp-json\/wp\/v2\/loans\/597","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amrefsacco.org\/wp-json\/wp\/v2\/loans"}],"about":[{"href":"https:\/\/amrefsacco.org\/wp-json\/wp\/v2\/types\/loans"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amrefsacco.org\/wp-json\/wp\/v2\/media\/3160"}],"wp:attachment":[{"href":"https:\/\/amrefsacco.org\/wp-json\/wp\/v2\/media?parent=597"}],"wp:term":[{"taxonomy":"loan-types","embeddable":true,"href":"https:\/\/amrefsacco.org\/wp-json\/wp\/v2\/loan-types?post=597"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}