Join as a checkoff Member

Membership is open to staff of organizations affiliated to check-off arrangement, former staff of the affiliated organizations, member’s spouse and children who are of legal age, any other individual referred by an active member. (Refer to AMREF SACCO By-Laws).

Application process for Check-off members is as follows:

  1. Complete the application for Membership Forms (download here )
  2. Complete sections A, D & E of the membership form and attach a copy of your ID and KRA Pin
  3. Submit form with all fields filled and relevant documents attached to

Membership Conditions 

  • Pay Ksh. 2,000 entrance fee which is deducted from the initial member deposit contribution.
  • Pay the minimum share capital of Ksh 10,000 (payable in a maximum of 5 installments of Ksh. 2,000).
  • Pay a minimum of Ksh. 2,000 every month toward the member deposit account.
  • Member qualifies for loans after 6 months of membership.
  • Membership withdrawal – 60 days written notice is required. An exit fee of Ksh 2,000 will be charged.
  • Last expense cover for all active members. Ksh 100,000 funeral costs is payable to nominated next of kin upon a member’s demise.

Want to Join AMREF SACCO? (Checkoff Member)

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