Join as a checkoff Member

Our check-off membership is comprised of employees from organizations affiliated to our check-off arrangement (NGOs, Companies and any other formally registered organisation). Former staff of the affiliated organizations revert to individual membership when they leave the check-off organisation. (Refer to AMREF SACCO REGISTRED By-Laws)

Application process for Check-off members is as follows:

  1. Complete the application for Membership Forms (download here )
  2. Complete sections A, D & E of the membership form and attach a copy of your ID and KRA Pin certificate.
  3. Submit form with all fields filled and relevant documents attached to

Membership, Benefits and Conditions

  • Pay Ksh. 2,000 entrance fee which is deducted from the initial member deposit contribution.
  • Pay the minimum share capital of Ksh 30,000 (payable in a maximum of 12 installments of Ksh. 2,500).
  • Pay a minimum of Ksh. 2,000 every month toward the member deposit account.
  • Member qualifies for loans after 6 months of membership.
  • Membership withdrawal – 60 days written notice is required. An exit fee of Ksh 2,000 will be charged.
  •  FREE last expense cover for all active members. Ksh 150,000 funeral costs is payable to nominated next of kin upon a member’s demise. 
  • FREE deposit cover for all active members. Upon the member’s demise, beneficiaries will receive an additional deposit amount equivalent to what the member had saved. The maximum top-up is Ksh 5 million.

Want to Join AMREF SACCO? (Checkoff Member)

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