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Jipambe Merchandise Loan

Offered in partnership with other merchants.
• Maximum amount: As per quote but within 3.5 times of members’ deposit.
• Maximum period: 12 months.
• Interest charged: 1 % per month on reducing balance (6.5% p.a.).
• Loans security accepted – guarantors.
• Loan proceeds payable directly to the merchants.
External Lumpsum Deposits Waiting Periods
A member who wishes to top up a lump sum amount to their member deposits account with the intention of borrowing a loan will be subject to the following waiting periods:
LUMPSUM AMOUNT (KES) | WAITING PERIOD |
500,000 and below | Zero waiting period |
500,001 to 2 Million | 30 days |
Above 2 Million | 60 days |