LOAN CALCULATOR

Find out the loan repayment terms for each loan by selecting the loan type and entering your savings amount and the loan amount you want. 

Loan Type
Savings
Loan Amount
Months
Months
Enter your repayment duration
Maximum Loan
Ksh
/=
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Repayment per month (Principle + interest)
Ksh
/=
Miliki deposits
Miliki Loan Amount
Months
Months
Enter your repayment duration
Maximum Loan
Ksh
/=
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Repayment per month (Principle + interest)
Ksh
/=
M-Cash Loan Amount

Loans Less than or equal to KES.20,000 maximum repayment period is 2 months.
For loans Greater than KES.20,000 and less than KES.50,000 maximum repayment period is 3 months.
For loans Greater than KES.20,000 Interest is charged at 8.5 % upfront
Maximum Loan
Ksh
/=
Nonetheless, the loan cannot exceed deposits held by the member.
Total Interest
Ksh
/=
Salary Limit
Salary Advance Loan Amount
Maximum Loan
Ksh
/=
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Deposits
Instant Pesa Loan Amount
Months
Months
Enter your repayment duration
Maximum Loan
Ksh
/=
Ksh 150,000/= maximum, Subject to member deposits
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Repayment per month (Principle + interest)
Ksh
/=
Emergency Loan Amount
Months
Months
Enter your repayment duration
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Repayment per month (Principle + interest)
Ksh
/=
Insurance Financing Loan Amount
Months
Months
Enter your repayment duration
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Repayment per month (Principle + interest)
Ksh
/=
Jipambe Loan Amount
Months
Months
Enter your repayment duration
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Repayment per month (Principle + interest)
Ksh
/=
School Fees Loan Amount
Months
Months
Enter your repayment duration
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Repayment per month (Principle + interest)
Ksh
/=
Higher Loan Amount
Months
Months
Enter your repayment duration
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Repayment per month (Principle + interest)
Ksh
/=
Re-financing Loan Amount
Months
Months
Enter your repayment duration
Maximum Loan
Ksh
/=
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Repayment per month (Principle + interest)
Ksh
/=
Deposits/Savings
Shamba Loan Amount
Months
Months
Enter your repayment duration
Maximum Loan
Ksh
/=
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Repayment per month (Principle + interest)
Ksh
/=
Savings
Normal Loan Amount
Months
Months
Enter your repayment duration
Maximum Loan
Ksh
/=
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Repayment per month (Principle + interest)
Ksh
/=
Savings
Property Loan Amount
Months
Months
Enter your repayment duration
Maximum Loan
Ksh
/=
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Repayment per month (Principle + interest)
Ksh
/=
Car Loan Amount
Months
Months
Enter your repayment duration
Maximum Loan
Ksh
/=
Ksh up to 80% of the value of the motor vehicle
Total Interest
Ksh
/=
Total loan + Interest
Ksh
/=
Repayment per month (Principle + interest)
Ksh
/=

The interest rate above does not include Loan processing fee and Loan Insurance. To calculate this contact info@amrefsacco.org

• Loan processing fee – 1% on amount applied for subject to a minimum of KSh 500 and a maximum of KSh 10,000 inclusive of taxes (excise duty). Payable in 12 months.
• Loan insurance – KSh 0.126 (cents) per 1,000 per month (loan period). The insurance covers loan against death or permanent disability.Payable in 12 months.

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