Your Financial Partner

AMREF SACCO is a regulated NWDT national savings and credit co-operative that was registered on 7th September 1983 by a group of staff from AMREF under the Co-operative Societies Act (Cap490) Laws of Kenya. On July 1, 2021, AMREF SACCO was licensed by the SACCO Societies Regulatory Authority (SASRA) under the SACCO societies act 2008.

Our objective is to be the most efficient and reliable one-stop provider of competitive financial services providing quality and innovative financial services that empower our clients socially and economically.

Our membership is drawn from employees of organizations (NGO or Companies) that are admitted into our common bond under a check-off arrangement as per our by-laws. We also accept individuals referred by existing members. 

AMREF SACCO is committed to providing the following services diligently:

  • Wide range of loan facilities ranging from development, education, emergency and value addition products
  • Attractive dividends on share capital.
  • Interest on members deposits.
  • Fast loan processing with no loan backlogs.
  • Friendly and professional services.


Empowering our members socio-economically by providing reliable and innovative financial solutions


An economically empowered membership

Why Choose us

Dependable financial services since 1983

Over KES 3 billion in asset base

Attractive returns on savings products

Low-interest charged on loan products

Our Core Values


We will be original and creative in our thinking.

Customer centric

The customer is the focal point of all our decisions. We are committed to delivering an uplifting customer experience


We shall be responsible and answerable to our stakeholders.


We will react quickly and positively


We shall operate in the best possible manner with the least waste of time and eort to deliver results to all.

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