Bridging Finance

This loan combines a member’s normal or property loan and all other existing loans into one loan so as ease their financial obligations.
• Member must have an existing normal or property loan.
• Must have repaid the original normal/ property loan for at least half its period or half of the principal amount.
• A 5% one-off interest will be charged on the bridged loan amount.
• The bridged amount shall be recovered in full from the proceeds of the new loan.

External Lumpsum Deposits Waiting Periods

A member who wishes to top up a lump sum amount to their member deposits  account with the intention of borrowing a loan will be subject to the following waiting periods:

500,000 and belowZero waiting period
500,001 to 2 Million30 days
Above 2 Million60 days

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