AMREF SACCO has collaborated with Britam Insurance to offer a Group Last Expense Cover to its members. This insurance policy is designed to provide financial support for funeral expenses when a member passes away. It ensures that families can focus on honoring their loved ones without the added burden of funeral costs.

  • Cash payment for funeral expenses
  • Coverage for both natural and accidental death
  • Extension of cover to include riots and HIV-related deaths
  • Coverage for principal member, spouse, children, and the optional inclusion of parents and parents-in-law
  • Term of cover: Renewable annually
Group Last Expense Cover Amref 6 page 0002 1

 Option 1: Comprehensive Family Cover

  • Coverage: Nuclear family including parents and parents-in-law (maximum of 10 family members)
  • Additional Dependents: Families with fewer than 10 members can add a dependent at no extra cost, up to the maximum family size of 10
  • Claims: Up to 6 claims per family per year, maximum of 2 claims for parents/parents-in-law
  • Premium: Kes 6,328 per year (Kes 528 per month)

 Option 2: Individual or Nuclear Family Cover

  • Coverage: Single member, member and spouse, or member, spouse, and children (maximum of 6 family members). Note: Parents and parents-in-law are excluded in this option.
  • Additional Dependents: Members with fewer than 6 family members can add a dependent at no extra cost, up to the maximum family size of 6
  • Premium: Kes 1,306 per year (Kes 109 per month)

For enrollment, download the application form here. For more details, click here to download the information brochure, call us at +254 722 139 585 | +254 729 139 585 | +254 732 515 797, or email us at

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