Privacy Policy | AMREF SACCO

Privacy Policy

At AMREF SACCO, we value your privacy and are committed to safeguarding your personal information. This Privacy Policy outlines the types of data we collect, how we use it, and your rights regarding your information.

1. Compliance with the Data Protection Act, 2019

AMREF SACCO is registered with the Office of the Data Commissioner as both a Data Controller and Data Processor, ensuring compliance with the Data Protection Act, 2019.

2. Data We Collect

2.1 General Data

This refers to information that is publicly available and may not be considered sensitive, including:

  • Contact information such as your name, email address, and phone number.
  • Nationality and general demographic details.

2.2 Sensitive Personal Data

This pertains to information that is private and may reveal personal or unique details about an individual, including:

  • Biometric Data: Thumbprints or other unique physical identifiers.
  • Statutory Data: National ID numbers, passport details, tax-related information, and residency status.
  • Financial Data: Bank and wallet account details, transactional data, and benefits received.
  • Family and Personal Details: Names of children, parents, spouse(s), next-of-kin contact information, and marital status.
  • Health Data: Medical information and health status.
  • Race and Ethnicity: Information about race, ethnic social origin, or belief, where applicable.
  • Property Details: Information on assets or property owned.
  • Personal Identifiers: Gender, date of birth, and photographs/videos.
  • Qualifications: Educational and professional qualifications.
  • Employment Details: Current and past employment records.
  • References: References from previous employers or educational institutions.
  • Criminal Convictions: Details of any applicable criminal convictions.

3. How We Use Your Data

We process your data in compliance with applicable laws and for the following purposes:

  • Authenticate Your Identity & KYC Compliance: To verify your identity and ensure adherence to KYC (Know Your Customer) requirements.
  • Facilitate Financial Services: Provide financial services tailored to your needs and streamline service delivery.
  • Comply with Legal and Regulatory Obligations: Ensure we meet statutory and legal requirements as outlined by government and regulatory bodies.
  • Communicate Essential Updates: Send you necessary information and updates about AMREF SACCO services, changes, or any essential communication related to financial operations.

4. Sharing of Data

We may share your data only when necessary and in compliance with legal and operational obligations. This includes sharing your personal data under the following circumstances:

  • With Regulatory Bodies or Statutory Authorities.
  • With trusted third-party service providers.
  • When required by law enforcement or courts.
  • With your explicit consent for specific purposes.
  • To protect vital interests in emergencies.

5. Security Measures

We have implemented technical, administrative, and organizational measures to ensure the security of your data against unauthorized access, loss, alteration, or destruction.

6. Your Rights

As a data subject, you have the following rights:

  • Access and update your personal data.
  • Request deletion of your data.
  • Object to certain data processing activities.
  • Inquire or lodge complaints about data handling.

7. Data Retention

We retain your data only as long as necessary to fulfill the purposes for which it was collected or to comply with legal requirements.

8. Contact Information

For any questions about this policy or to exercise your rights, please contact us at:

Email: info@amrefsacco.org

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