How to make Payments

At AMREF SACCO, we have made payment modes easy and simple. Our different modes of payments include M-PESA paybill 840300, Checkoff, Direct Debit, Bank Deposits and Transfers. 

Checkoff

Consult your payroll office for the following  Member Organizations

Direct Debit

A direct debit is a regular payment that's approved by the customer/member but set up and controlled by the organisation (beneficiary) you are paying, in this case, AMREF SACCO.
It is convenient for the member given that the SACCO cordinates the form completion and submission to the member's bank on behalf of the member. The member does not need to visit their bank. Direct debits reduce cost of collection for the member as it is an electronic payment.
Download the DIRECT DEBIT AUTHORITY FORM  here 

Bank Deposits and Transfers

BANK A/C NAME A/C NUMBER BRANCH
COOPERATIVE BANK OF KENYA AMREF SACCO 01 12 00 40 12 08 00 Langata Road
NATIONAL BANK OF KENYA AMREF SACCO 01 00 90 85 65 30 00 Wilson Airport
NCBA BANK AMREF SACCO 26 36 65 00 38 Riverside Branch
1. COOPERATIVE BANK OF KENYA         
    AMREF SACCO        
    01 12 00 40 12 08 00       
    Langata Road 
2. NATIONAL BANK OF KENYA 
    AMREF SACCO  
    01 00 90 85 65 30 00  
    Wilson Airport 
3. NCBA BANK 
    AMREF SACCO  
    26 36 65 00 38 
    Riverside Branch

Deposits and Loan Payments via M-Pesa: USSD & App Instructions

How to Deposit via USSD:

  1. Dial *816#.
  2. Select option 3: Deposit via M-Pesa.
  3. Choose the account to deposit into.
  4. Enter the amount to deposit.
  5. Review and confirm the transaction details.
  6. You will receive an M-Pesa prompt to enter your M-Pesa PIN.
  7. Once successful, you will receive an SMS from AMREF SACCO confirming your deposit.

How to Deposit via the AMREF SACCO App:

  1. Log in to the AMREF SACCO App.
  2. Click on Deposit Money.
  3. Choose the account to deposit into.
  4. Enter the amount to deposit.
  5. Confirm the transaction details.
  6. You will receive an M-Pesa prompt to enter your M-Pesa PIN.
  7. Once successful, you will receive an SMS from AMREF SACCO confirming your deposit.

How to Pay a Loan via USSD:

  1. Dial *816#.
  2. Choose option 7: Loans.
  3. Select option 3: Pay Loan.
  4. Choose the loan you want to pay.
  5. Select a payment option: M-Pesa or Savings Account (Holiday, Mobile Wallet, Junior Savings, Property Savings).
  6. For M-Pesa, enter the amount you wish to pay.
  7. Review and confirm the transaction details.
  8. You will receive an M-Pesa prompt to enter your M-Pesa PIN.
  9. Once successful, you will receive an SMS from AMREF SACCO confirming your payment.

How to Pay a Loan via the AMREF SACCO App:

  1. Log in to the AMREF SACCO App.
  2. Click on Loans.
  3. Select Pay Loan.
  4. Choose the loan you want to pay.
  5. Select a payment option: M-Pesa or Savings Account (Holiday, Mobile Wallet, Junior Savings, Property Savings).
  6. For M-Pesa, enter the amount you wish to pay.
  7. Review and confirm the transaction details.
  8. You will receive an M-Pesa prompt to enter your M-Pesa PIN.
  9. Once successful, you will receive an SMS from AMREF SACCO confirming your payment.

How to Pay via Account Codes:

You can deposit into your account using a different number or pay for another member via M-Pesa using PayBill 840300. Use the account codes listed below:
SAVINGS PRODUCT ACCOUNT NUMBER
Share Capital Account Member Number-SHA
Member Deposit Account Member Number-DEP
Junior Savings Account Member Number-JSA
Holiday Savings Account Member Number-HAS
Property Savings Account Member Number-PSA
Fixed Deposit Account Member Number-FSA

LOAN PRODUCTS

LOAN PRODUCT ACCOUNT NUMBER
Normal Loan Member Number-NOL
Property Loan Member Number-PRL
Refinancing Loan Member Number-REL
Car Loan Member Number-CAL
Shamba Loan Member Number-SHL
Higher Education Loan Member Number-HEL
School Fees Loan Member Number-SFL
Jipambe Merchandise Loan Member Number-JML
Insurance Financing Loan Member Number-IFL
Salary Advance Loan Member Number-SAL
Miliki Mortgage Loan Member Number-MLK
Salary Advance Loan Member Number-SAL
Karibu M-Kash Loan Member Number-MOBILE
Emergency Loan Member Number-EML
Instant Pesa Loan Member Number-IPL

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